Tata Capital understands the challenges of paying home loan EMIs and offers flexible solutions tailored to borrowers’ needs. With extended repayment tenures, attractive interest rates, and varied repayment options, Tata Capital empowers borrowers to navigate homeownership without financial strain.
Their home loans cover a wide range of needs, from purchasing ready properties to building or renovating homes, with financing from Rs. 5 lakhs to Rs. 5 crores. Competitive interest rates and a repayment period of up to 30 years ensure manageable monthly payments.
Tata Capital simplifies the process with streamlined procedures and favourable terms, easing the burden of EMI repayment for borrowers. They offer multiple options to reduce EMIs, including flexible repayment periods, attractive interest rates starting at 8.70% p.a., an EMI calculator for estimates, and pre-approved home loans with lower rates.
Moreover, Tata Capital provides two repayment plans: the Standard EMI Plan, with fixed monthly payments, and the Step-Up Flexi EMI Plan, where EMIs increase gradually with income growth. Online payment options enhance convenience, allowing automatic payments through various modes like debit cards and UPI.