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Indian money in Swiss Bank is at an all time high over 50%

EconomyIndian money in Swiss Bank is at an all time high over 50%

Indians’ funds in Swiss banks jump 50% and instead of bringing black money back, more black money is being generated and sent abroad!

Indians’ funds in Swiss banks jump 50% to over Rs 30,000 crore; Indian money in Swiss Bank is at an all-time high; has yet again jumped over 50%  and instead of bringing black money home, more & more black money is being generated and sent abroad, especially accumulating in Swiss Banks!

Money is deposited by Indian individuals and firms in Swiss banks, including through India-based branches and other financial institutions, and jumped to a 14-year-high of 3.83 billion Swiss francs (over Rs 30,500 crore) in 2021 on a sharp surge in holdings via securities and similar instruments while customer deposits rose as well, annual data from Switzerland’s central bank showed on Thursday.

The rise in aggregate funds of Indian clients with Swiss banks, from 2.55 billion Swiss francs (Rs 20,700 crore) at the end of 2020, marks the second consecutive year of increase. Besides, the money held in Indian customers’ savings or deposit accounts rose to a seven-year high of about Rs 4,800 crore, reversing a two-year declining trend.

These are official figures reported by banks to the SNB and do not indicate the quantum of the much-debated alleged black money held by Indians in Switzerland. These figures also do not include the money that Indians, NRIs, or others might have in Swiss banks in the names of third-country entities.

According to the SNB, its data for ‘total liabilities’ of Swiss banks towards Indian clients takes into account all types of funds of Indian customers at Swiss banks, including deposits from individuals, banks, and enterprises.

In 2020, funds in Swiss banks nearly trebled to 2.5 billion Swiss francs. Last year, the government came up with a clarification saying the customer deposits have actually fallen from the end of 2019. However, this year the government may not have the same excuse as data shows that customer deposits have risen from 503 million Swiss francs in 2020 to 602 million Swiss francs in 2021. Other amounts due to customers have also risen from 1.6 billion Swiss francs to 2 billion Swiss francs.

Instead of everyone getting 15 lakhs as was Prime Minister Modi’s promise about bringing back the black money, the black money abroad is flourishing and no one will get 15 lakhs, but this same old story is running for eight years.

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